摘要：近年來，由于農(nóng)村人口老齡化、藥價(jià)上漲以及檢查費(fèi)用高等原因，越來越大的農(nóng)民無法承擔(dān)一場大病所帶來的經(jīng)濟(jì)負(fù)擔(dān)，最基本的生存權(quán)難以得到保障，“因病致貧”“因病返貧”的現(xiàn)象普遍。農(nóng)民的醫(yī)療衛(wèi)生問題已超出了問題本身，解決好農(nóng)民看病難、看病貴的問題，不僅僅是尊重農(nóng)民最基本的健康權(quán)，更是公平、公正的和諧社會的必然要求。

     本文通過與傳統(tǒng)農(nóng)村合作醫(yī)療制度的對比，介紹新型農(nóng)村合作醫(yī)療制度（以下簡稱“新農(nóng)合”）的新特點(diǎn)以及實(shí)施的現(xiàn)狀，比如：參合率、覆蓋率等等，指出新農(nóng)合在發(fā)展過程中已取得的成績和仍然存在的漏洞，分別從籌資渠道、政府管制、完善醫(yī)療保障基金管理、提高基本醫(yī)療保障服務(wù)質(zhì)量等方面深入分析，并且分析國外成功案例，加以借鑒，最后得出相關(guān)的解決措施。

關(guān)鍵字：新型農(nóng)村合作醫(yī)療制度  醫(yī)療保障  資金籌集  政府管理

Abstract: In recent years，more and more peasants can`t afford a serious attack of ill，because of the aging of population，the higher and higher drug price and cost of examination. In the Chinese rural area，many peasants lost their basic right of survival and the problem of poverty caused by illness is becoming serious. To work hard to solve the problem of the difficulty and high cost of getting medical service，is not only the respect of the peasants` rights of life and health，but also the need of harmonious society.

　　　This paper starts from the discussion of the features and the current status of the new-style rural cooperative medical system（CMS） by contrast of the traditional ones，such as the rate of attending and coverage. And then analyses both the success and the defects of carrying out the CMS with the development of the CMS. The main parts of this paper analyze in depth from the aspects of financing channel，government-management，management of funds and the quality of medical service and so on. Besides these，this paper also analyses and uses the experience of other countries` successful cases. In the last，through the discussion，put forward a few suggestions to solve the problem.

Key words：  new rural cooperative medical system  medical care  raising funds  government-management