摘要：中小企業的發展問題既是一個世界性的問題，也是一個永久性的問題。由于中小企業在經濟市場中的重要地位，無論在國內還是國外，無論是過去、現在還是將來，中小企業問題都吸引了大家的高度關注。研究數據表明，近年來，我國中小企業的隊伍不斷壯大，其經濟地位也在不斷地提升，中小企業在吸納市場勞動力、帶動經濟市場活力、促進市場健康發展等各方面的重要性也變得越來越大。但是，絕大多數的中小企業在做投資決策時都存在著一些大大小小的問題，不良的投資決策在一定程度上不但抑制著企業的發展壯大，也不利于國家經濟的健康發展。

　　　本文選取了在全國中小企業中具有代表性的江浙中小企業作為研究對象，分析了這些企業在投資決策方面存在的主要問題并提出相應的改進措施。首先，論文介紹了我國對中小企業的定義、中小企業的重要地位及中小企業的特點，緊接著論文探究了江浙中小企業投資決策的特點，并以這些特點為出發點提出其存在的一些主要問題，分析產生這些問題的主要原因，在論文的最后提出筆者認為可行的改進措施。

關鍵詞：江浙地區；中小企業；投資決策

Abstract：The development issue of small and medium enterprises is not only a worldwide problem but also a permanent problem. No matter at home or abroad, no matter in the past, at present or in the future, SMEs are one of the most improtant parts in the economic market. Research data shows that, in recent years, the number of SMEs in China has increased a lot and their economic status also has been promoted. SMEs become more and more important in some respects. They can alleviate employment pressure, stimulae market’s vitality, promote technical progress and so om. However, most SMEs can not make suitable investment decisions and undesirable investment decisions may inhibite the growth of enterprises and may also be bad for the healthy development of the national development. This article selects SMEs in Jiangsu and Zejiang province as the study object, analyzes the possible problems in investment decisions and puts forward improving measures. 

　　At first, this article introduces the definition of SMEs in China, their important position and their features. Then, the article explores the features of investment decision in SMEs, finds out the main problems and analyzes the reasons. In the end, this article proposes improvement measure.   

Keywords: Jiangsu and Zhejiang areas, SMEs, investment decision