摘要:隨著經(jīng)濟(jì)的發(fā)展，中小企業(yè)在國民經(jīng)濟(jì)發(fā)展中起著越來越重要的作用，然而中小企業(yè)融資難卻成了困擾中小企業(yè)經(jīng)營發(fā)展的一個(gè)突出問題。特別是經(jīng)歷金融危機(jī)之后，全球的經(jīng)濟(jì)進(jìn)入調(diào)整和復(fù)蘇狀態(tài)，中小企業(yè)資金的短缺更加嚴(yán)重，中小企業(yè)融資難已不容忽視。本文通過將分析我國中小企業(yè)的融資現(xiàn)狀和融資難的原因，結(jié)合佛山中小企業(yè)的經(jīng)濟(jì)發(fā)展?fàn)顩r，探究佛山中小企業(yè)融資狀況，從企業(yè)自身、金融機(jī)構(gòu)和政府角度分析佛山中小企業(yè)融資難的原因，并分析企業(yè)自身、金融機(jī)構(gòu)和政府為解決佛山中小企業(yè)融資難所提出的解決辦法和對(duì)策。　

關(guān)鍵詞：中小企業(yè)發(fā)展 ，中小企業(yè)融資，融資難對(duì)策

Abstract:Along with economic development, SMEs play an increasingly important role in the development of the national economy, however small and medium enterprises financing has become a prominent problem has plagued the development of SMEs. Especially after the financial crisis, to go through painful restructuring and recovery of global economy, SMEs more serious shortage of funds, financing difficulty can no longer be ignored. This paper analyzes the financing difficulties of China small and medium enterprise financing present situation and reason, combined with the economic situation of small and medium enterprises in Foshan, explore the financing situation of small and medium enterprises in Foshan, from the perspective of enterprises, financial institutions and Government causes analysis on financing difficulties of small and medium enterprises in Foshan and analysis of enterprises, financial institutions and Government to address the solutions proposed by the financing difficulty of Foshan and countermeasures.

Key Words：Small and medium enterprises development， financing，    financing strategies