摘要：近幾年，由美國次貸危機引發的國際性金融危機使得美元為中心的國際貨幣體系更加的不穩定，要求進行國際貨幣體系改革的呼聲越來越高。同時，隨著我國經濟的高速發展和綜合國力的不斷提升，人民幣的國際地位不斷提高。由此，人民幣區域化問題引起了國內學術界的廣泛關注。

　　　本文從理論分析入手，在明確了貨幣國際化和人民幣區域化內涵的基礎上，通過研究美元、日元、歐元這三種主要國際貨幣國際化的共性得出貨幣國際化的條件，然后基于這些條件探討后危機時代我國綜合國力、金融市場等現狀，分析目前人民幣國際化的程度及其發展中所遇到的阻礙，并初步提出解決方案。本文認為中央政府應積極采取措施推動人民幣區域化，并希望能通過研究進一步完善和豐富人民幣區域化的理論，為我國抓住機遇推動人民幣區域化提供理論基礎和實踐指導。

關鍵詞：人民幣區域化；人民幣國際化；貨幣國際化；后危機時代

Abstract: In recent years, the spreading subprime mortgage crisis caused by the international financial crisis makes us dollars for the international monetary system of the more unstable, request to the international monetary system reform of higher. Also, with our economic development and the continual promotion of overall strength, the international status of RMB has improved, and RMB regionalization problems arouse wide attention from scholars at home.

　　　This paper will start form theoretical analysis, on the basis of knowing the currency of monetary internationalization and the RMB regionalization, through studying the generality of internationalization of dollar, yen, euro these three major international monetary to get the conditions for monetary internationalization, then on the basis of these conditions discusses China's overall strength and the financial market status after crisis era, and analyse the degree of RMB internationalization and the obstacles during the process, and initially proposed solutions. This paper argues that the central government should actively take measures to promote the RMB regionalization, and hopes that through study the RMB regionalization theory can be improved and enriched, and this improvement will provide theoretical basis and practical guidance for us to seize the opportunity to promote the RMB regionalization. 

Key words: the RMB regionalization；the RMB internationalization；monetary internationalization；post-crisis era