摘要:民營經濟的迅速崛起, 日益成為中國經濟發展的主要推動力, 大力發展民營業是促進我國國民經濟快速增長、實現人民生活水平提高的有效途徑，并且隨著經濟的發展，我國也大力支持民營企業的創辦。但長期以來, 受多種因素交織影響, 眾多的民營企業一直備受“ 融資難” 的困擾。融資問題對民營企業的發展有很大影響, 因此研究解決民營企業融資問題, 有極其重要的現實意義。

　　　本文從民營企業的融資現狀入手, 分析出了民營企業融資難的原因，并對如何解決民營企業的融資問題提出一些基本措施和建議，并且從我國民營企業融資難的原因論起，借鑒發達國家的經驗，從政府政策法規制定、金融體制及機構完善、信用評定及信用擔保體系建設等三方面，提出構建我國高效民營企業融資體系的思路和建議。

關鍵詞: 民營企業  融資  金融支持  融資渠道

ABSTRACT:The rapid rise of the private economy, is increasingly becoming the main driver of China's economic development, vigorously develop the private sector is to promote rapid growth of China's national economy, improve people's living standards to achieve an effective way, and with the economic development, China has also strongly supported private enterprise founder. But for a long, interwoven by many factors influence a large number of private enterprises in Nanjing has been great, "financing difficult" problems. Financing the development of private enterprises have a significant impact, the study of private enterprises to solve the financing problem, there is a very important practical significance.

　　　In this paper, present situation of financing of private enterprises, private enterprises analyze the reasons for difficulties in financing, and how to solve the problem of financing of private enterprises to make some basic measures and recommendations, and private enterprises in our country because of financing difficulties, the reference countries experience, from the government to develop policies and regulations, and institutions to improve the financial system, credit rating and credit guarantee system in three areas, proposed to build efficient private enterprise financing system of ideas and suggestions.

Keywords：Private enterprise；Finance；Financial Support；Financing methods