摘要:當(dāng)前，我國(guó)的中小企業(yè)在繼續(xù)承擔(dān)促進(jìn)經(jīng)濟(jì)發(fā)展和社會(huì)就業(yè)的艱巨任務(wù)的同時(shí)面臨著結(jié)構(gòu)升級(jí)的巨大挑戰(zhàn)。這需要中小企業(yè)采用先進(jìn)的機(jī)器設(shè)備、提升勞動(dòng)力素質(zhì)、提高自身的研發(fā)能力和管理水平。要實(shí)現(xiàn)這些目標(biāo)僅僅依靠自有資金和少量的外部資金支持是遠(yuǎn)遠(yuǎn)不夠的。因此，如何提高中小企業(yè)的融資能力，拓寬它們的融資渠道，改善它們的外部融資環(huán)境成為了亟待解決的問(wèn)題。文章對(duì)東莞中小企業(yè)融資現(xiàn)狀進(jìn)行闡釋，分析東莞市中小企業(yè)融資難的成因，提出東莞市中小企業(yè)融資難的解決建議。

關(guān)鍵詞：中小企業(yè)；融資難；東莞

Abstract:At present, China's small and medium-sized enterprises in continue to promote economic development and social employment arduous tasks at the same time facing structural upgrading of the great challenge. The need for small and medium-sized enterprises to adopt advanced machinery and equipment, improve the quality of the labor force, enhance their own R & D capability and management level. To achieve these goals solely rely on its own funds and the amount of external financial support is not enough. Therefore, how to improve the small and medium-sized enterprise financing ability, broaden their financing channel, improve their external financing environment has become the problem that solves urgently. The small and medium-sized enterprises and financing to undertake brief comb, Dongguan small and medium-sized enterprise financing present situation elaborate, analysis of Dongguan small and medium-sized enterprises financing, put forward Dongguan city to small and medium enterprises financing solutions.

Key Words： small and medium-sized enterprises, financing, Dongguan

　　　東莞市中小企業(yè)在增加稅收、技術(shù)創(chuàng)新、吸納就業(yè)等方面發(fā)揮著重要的作用，對(duì)于東莞市的經(jīng)濟(jì)和社會(huì)發(fā)展具有十分重要的意義，然而其融資的境況與其貢獻(xiàn)并不相稱，應(yīng)該對(duì)東莞市中小企業(yè)融資難問(wèn)題給予充分的認(rèn)識(shí)。本文從東莞市中小企業(yè)發(fā)展和融資的現(xiàn)狀出發(fā)，運(yùn)用實(shí)證與規(guī)范分析相結(jié)合、對(duì)比研究和邏輯歸納相統(tǒng)一的方法，從不同角度對(duì)東莞市中小企業(yè)融資難的制約因素進(jìn)行了分析，并通過(guò)借鑒經(jīng)濟(jì)發(fā)達(dá)國(guó)家和地區(qū)相關(guān)理論研究和實(shí)踐經(jīng)驗(yàn)，提出了解決東莞市中小企業(yè)融資問(wèn)題的對(duì)策建議。從本文的分析中可以看到，中小企業(yè)融資難是一個(gè)綜合性的社會(huì)系統(tǒng)工程，這個(gè)問(wèn)題的解決不僅需要政府為融資建立良好的法律和市場(chǎng)環(huán)境，還需要金融機(jī)構(gòu)和中小企業(yè)的積極參與，只有通過(guò)各方的共同努力，東莞市中小企業(yè)融資難的問(wèn)題才能解決，從而為東莞市未來(lái)的發(fā)展提供動(dòng)力。