摘要:雖然市場經(jīng)濟(jì)日趨完善，但是市場是瞬息萬變、不可預(yù)測的，因此，企業(yè)隨時都面臨著各種來自市場的風(fēng)險(xiǎn)，其中，財(cái)務(wù)風(fēng)險(xiǎn)尤為重要。財(cái)務(wù)風(fēng)險(xiǎn)是客觀存在的，它是企業(yè)在財(cái)務(wù)管理的過程中必須要面對的一個問題。如何提升企業(yè)財(cái)務(wù)管理的水平、防范企業(yè)財(cái)務(wù)風(fēng)險(xiǎn)已經(jīng)成為影響企業(yè)生存與發(fā)展的重要研究課題，也是影響企業(yè)經(jīng)營發(fā)展的關(guān)鍵所在。

　　　作為年輕的、發(fā)展迅速的家紡行業(yè)，羅萊家紡股份有限公司在面對復(fù)雜的國內(nèi)外經(jīng)濟(jì)發(fā)展環(huán)境的情況下，公司內(nèi)部的資金運(yùn)作決策不能出現(xiàn)任何差錯。然而，羅萊家紡股份 有限公司財(cái)務(wù)管理基礎(chǔ)薄弱、體質(zhì)不協(xié)調(diào)，財(cái)務(wù)風(fēng)險(xiǎn)巨大，現(xiàn)狀令人堪憂。為了能夠提升公司的效益，降低企業(yè)財(cái)務(wù)的風(fēng)險(xiǎn)，就要做到通過深入詳細(xì)地分析財(cái)務(wù)風(fēng)險(xiǎn)產(chǎn)生原因，并不斷地進(jìn)行探索與提出防范措施。

　　　本文主要分為五個部分。第一部分主要介紹了論文研究的背景及意義，并且總結(jié)了國內(nèi)外研究現(xiàn)狀以及內(nèi)容；第二部分為理論概述，主要介紹了財(cái)務(wù)風(fēng)險(xiǎn)的概念及主要其特征；第三部分是介紹羅萊家紡財(cái)務(wù)風(fēng)險(xiǎn)的存在的財(cái)務(wù)風(fēng)險(xiǎn)，并分析其產(chǎn)生原因；第四部分主要提出解決財(cái)務(wù)風(fēng)險(xiǎn)的對策，正確地預(yù)測、衡量財(cái)務(wù)風(fēng)險(xiǎn)，進(jìn)行適當(dāng)?shù)目刂坪头婪?；第五部分進(jìn)行總結(jié)。

關(guān)鍵詞 財(cái)務(wù)風(fēng)險(xiǎn)；財(cái)務(wù)風(fēng)險(xiǎn)分析；財(cái)務(wù)風(fēng)險(xiǎn)防范

Abstract:In the market ,the economy is increasingly perfect today.The enterprise always faces various kinds of risks from the market. Financial risk is the most important. The financial risk is an objective existence, which is how to optimize the internal financial management to improve the level of financial management.To prevent and reduce financial risk of enterprises is a major issue for the survival and development of enterprises enterprise,which is a realistic question.Tthe enterprise must face in the process of financial management, the key is the business development.

　　　As a young company, the rapiding development of the textile industry, LUOLAI in the face of complex domestic and international economic development environment.Capital operation decision not inside any mistakes. However, the basic financial management of LUOLAI. is weak, the constitution is not coordinated and meet with a great financial risk. The current situation is worrying. Only through a thorough analysis of its causes and keep to analyse measures,enhancing the company's efficiency, it can reduce the enterprise financial risk.

　　　This paper is divided into five chapters. The first part mainly introduces the background and significance of the study.Summarizing the research status which has been the wordwhile. The second part is the summary of theory, mainly introduces financial risk problem. The third part introduces LUOLAI’S financial risk.The fourth part mainly proposes the countermeasures to solve the financial risk, and measure the financial risks.The fifth part is summary.

Keywords  Financial risk  Financial risk analysis  Precautions against financial risks